Many formal financial institutions are not reaching the poor households and for the most part to women, then the poor households will go to money lenders for taking money. The system of loan facility and accessing account is not so easy because they have to keep 500-1000 Rs as deposit to open an account and for loan they have to keep something for security. Among poor the women is defenseless group , this problem is more sensitive in country like India because the women can access many of the things but she is having less ownership on the property and money.
